화재/재해/도난 미리 준비해�? 유병자실손보�?유병력자�?간편심사로 If a grammatical basic principle that's included to 서툴�?is usually a vowel �?and there is no other alternative aside from a vowel �?then that grammatical theory can not be extra to 서툴�? It is incorrect so as to add any grammatical principle starting up that waiting for link from Forum Profiles (6)